About MutoPay

A crypto payment gateway built around one idea: merchants should be able to accept any token without worrying about volatility, custody, or complexity.

The problem we solve

Crypto payments have a friction problem. Customers hold different tokens on different chains. Merchants want predictable revenue. Most existing solutions either limit what customers can pay with, or expose merchants to volatile assets.

MutoPay sits in the middle. Customers pay with whatever they hold. Merchants receive stablecoins. The conversion, routing, and cross-chain bridging happens automatically.

How it works

01

Merchant creates a payment

A single API call with the amount and destination wallet. Returns a payment link.

02

Customer chooses their token

Any of 1,000+ tokens across 12+ chains. They connect their wallet and approve the transaction.

03

Merchant receives stablecoins

USDC, USDT, or DAI arrives directly in the merchant's wallet. Webhook fires. Done.

What we believe

Self-custody is non-negotiable. Your money should go to your wallet. Not ours, not an escrow, not a "pending balance" you withdraw later. Funds settle directly to the address you specify.

Simple beats feature-rich. One API endpoint to create a payment. Webhooks for status updates. A clean dashboard for monitoring. That's it. No SDKs to install, no plugins to configure, no 50-page integration guides.

Transparent pricing. 0.25% per transaction. No monthly fees, no minimums, no tiers, no negotiation required. The same rate whether you process $100 or $100,000.

The name

Mūtō is a Latin verb — mūtāre, mūtāvī, mūtātum — meaning "to change, exchange, transform." It shares a root with mutate, transmute, and permutation.

The name reflects what the product does at its core: converting any crypto token into the merchant's preferred settlement currency. One transformation, every time.

Start accepting crypto

Create an account and integrate in minutes. No sales calls, no approval process.

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