# Introducing MutoPay: Accept Any Crypto, Receive Stablecoins

> MutoPay is a crypto payment gateway that lets merchants accept any token while always receiving stablecoins. No volatility, no complexity.

Source: https://mutopay.com/blog/introducing-mutopay/
Language: en
Date: 2026-03-18

---

We're excited to introduce **MutoPay**: a crypto payment gateway built for merchants who want the benefits of accepting crypto without the volatility risk.

## The Problem

Accepting crypto payments has always been a trade-off. You either limit customers to a handful of tokens, or you accept everything and deal with volatile assets sitting in your wallet. Neither is ideal.

## The Solution

MutoPay eliminates this trade-off entirely. Your customers pay with **any token on any chain** (ETH, BTC, SOL, MATIC, or any of 1,000+ supported tokens). You always receive **stablecoins** (USDC, USDT, or DAI) directly in your wallet.

Here's how it works:

1. **Create a payment**: a single API call with the amount and your wallet address
2. **Customer pays**: they choose any token on any supported chain
3. **You receive stablecoins**: automatic routing, swapping, and bridging happen in the background

## Key Features

- **Cross-chain support**: Ethereum, Polygon, Arbitrum, Base, Optimism, Avalanche, and more
- **Self-custody**: funds settle directly to your wallet with no intermediary
- **Real-time monitoring**: automatic tracking and webhook notifications
- **Simple API**: one POST request to create a payment link
- **Low fees**: just 0.5% per transaction

## Getting Started

Sign up for a MutoPay account and start accepting payments in minutes. No minimums, no monthly fees. You only pay when you get paid.

```bash
curl -X POST https://mutopay.com/api/payments \
  -H "Authorization: Bearer sk_live_..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": "100.00",
    "currency": "USDC",
    "dest_chain": "ethereum"
  }'
```

Visit your [dashboard](/dashboard/register) to get started, or check out our API documentation to integrate MutoPay into your existing systems.

We can't wait to see what you build with MutoPay.